Small Van Breakdown Cover for Vans Up to 3.5 Tonnes
Unexpected breakdowns can interrupt your plans and leave your van off the road. Small Van Breakdown Cover provides roadside assistance and recovery support for eligible vans up to 3.5 tonnes, helping you get assistance when your vehicle suffers an insured breakdown.
Choose the option that matches your vehicle's age.

Small Van Breakdown Cover Options
The cost of Small Van Breakdown Cover depends on the age of your van. Choose the option that matches your vehicle and get access to breakdown assistance and recovery benefits designed for eligible vans up to 3.5 tonnes.
Small Van Breakdown Cover Overview
Small Van Breakdown Cover provides assistance if your insured van becomes immobilised following an insured breakdown while travelling within the United Kingdom. Depending on the circumstances, the policy includes roadside assistance and local recovery to help you continue your journey with minimal disruption.
Cover applies to eligible vans up to 3.5 tonnes GVW and is available throughout mainland England, Scotland, Wales, Northern Ireland, the Isle of Man and the Channel Islands. Assistance is available for a range of insured breakdown events, including mechanical and electrical failures, punctures, flat batteries, running out of fuel, misfuelling, lost or locked keys, and damage following an accident, theft, attempted theft or vandalism.
Where applicable, the policy also provides recovery for an attached eligible caravan or trailer and includes a message service to help notify family members or colleagues if your journey is delayed due to an insured breakdown.
Key Benefits of Small Van Breakdown Cover
Whether you rely on your van for work or everyday travel, an unexpected breakdown can be inconvenient. Small Van Breakdown Cover provides practical assistance to help you get moving again when your insured vehicle suffers a covered breakdown.
Benefits include:
✔ UK roadside assistance following an insured breakdown
✔ Up to one hour of roadside labour to attempt repairs
✔ Local recovery to a destination of your choice within 20 miles if the vehicle cannot be repaired roadside
✔ Cover for eligible mechanical and electrical breakdowns
✔ Assistance for punctures, flat batteries and running out of fuel
✔ Cover following misfuelling, accident, vandalism, theft or attempted theft where the vehicle is immobilised
✔ Recovery for an attached eligible caravan or trailer
✔ Message service to help notify family members or colleagues of your breakdown
All benefits are subject to the policy terms, conditions, limits and exclusions set out in the Policy Wording.
What's Included with Small Van Breakdown Cover
Small Van Breakdown Cover provides assistance if your insured van becomes immobilised following an insured breakdown within the territorial limits of the policy. Depending on the circumstances, the policy includes roadside assistance, local recovery and additional support to help minimise disruption to your journey.
An insured breakdown includes mechanical or electrical failure, flat batteries, punctures, running out of fuel, contaminated or incorrect fuel, lost, stolen or locked keys, and damage caused by an accident, vandalism, theft or attempted theft that leaves your vehicle immobile.
*The cover below is a summary of the benefits provided by the policy. Please refer to the Policy Wording and your Policy Schedule for the full terms, conditions, limits and exclusions.
UK Roadside Assistance & Local Recovery
If your van breaks down more than one mile from your home address, a recovery operator will attend the scene and spend up to one hour attempting to repair your vehicle. If it cannot be repaired at the roadside, your van, together with the driver and passengers, can be recovered to a destination of your choice within 20 miles.
This benefit includes:
✔ Up to one hour of roadside assistance
✔ Call-out fees and roadside labour included
✔ Local recovery to one chosen destination (up to 20 miles)
✔ Assistance for eligible insured breakdowns
Breakdown Events Covered
The policy provides assistance when your insured van becomes immobilised following a covered breakdown event during the period of insurance.
This includes:
✔ Mechanical failure
✔ Electrical failure
✔ Flat battery
✔ Puncture
✔ Running out of fuel
✔ Contaminated or incorrect fuel
✔ Lost, stolen or locked keys
✔ Accident damage
✔ Vandalism
✔ Theft or attempted theft
Caravan & Trailer Cover
If your van is towing an eligible caravan or small general-purpose trailer, it can receive the same recovery service as the insured vehicle, provided it meets the policy requirements and is attached using a standard 50 mm towing coupling.
This benefit includes:
✔ Cover for eligible attached caravans
✔ Cover for eligible small general-purpose trailers
✔ Recovery provided alongside the insured vehicle
Message Service
If your journey is delayed following an insured breakdown, you can request that a message is passed to your family or colleagues to let them know about the situation.
This benefit includes:
✔ Message relay following an insured breakdown
✔ Helps keep family or colleagues informed
✔ Available on request through the Breakdown Control Centre
Ready to Get Covered?
Unexpected breakdowns can disrupt your journey and leave your van off the road when you need it most. With Small Van Breakdown Cover, you'll have access to roadside assistance and local recovery for eligible breakdowns, helping you get moving again as quickly as possible.
Who Is This Cover For?
Small Van Breakdown Cover is designed for owners and drivers of eligible vans up to 3.5 tonnes GVW who want roadside assistance and local recovery if their vehicle suffers an insured breakdown.
This cover may be suitable if you:
✔ Drive a van up to 3.5 tonnes GVW
✔ Use your van for work or everyday travel
✔ Want roadside assistance following an insured breakdown
✔ Need local recovery if your vehicle cannot be repaired at the roadside
✔ Tow an eligible caravan or small trailer
✔ Want reassurance that assistance is available across the UK if your vehicle becomes immobilised
*Please ensure your vehicle meets the eligibility requirements and is listed on your Policy Schedule.
Our Commitment to You
At CoverMyMotor, we are dedicated to providing our clients with the most comprehensive insurance solutions. We understand the complexities of motor insurance and strive to simplify the process for you. Our team is experienced and knowledgeable, ready to guide you through your insurance journey. We believe in transparency and will always keep you informed about your coverage options and benefits. Our goal is to ensure that you feel secure and protected while driving.


