Reliable Taxi Breakdown Cover When You Need It Most
Keep your taxi moving with breakdown cover designed for professional drivers. Compare our two cover options and choose the level of protection that suits the way you drive, with Nationwide Cover or Nationwide Cover including Home Start.
Compare Your Taxi Breakdown Cover Options
Choosing the right level of breakdown cover depends on how you use your taxi. Both options include roadside assistance and Nationwide Recovery, while Home Start adds cover if your vehicle breaks down at or within one mile of your home.
Compare both options below before requesting your quote.
Key Benefits of Taxi Breakdown Cover
Whether you drive full-time or part-time, an unexpected breakdown can interrupt your work and affect your income. Taxi Breakdown Cover helps minimise disruption by providing roadside assistance and vehicle recovery, helping you get back on the road as quickly as possible.
Depending on the level of cover you choose, benefits include:
✔ Up to 60 minutes of roadside assistance
✔ Nationwide Recovery if your taxi cannot be repaired the same day
✔ Home Start available with selected cover
✔ Alternative travel support
✔ Overnight accommodation contribution
✔ Assistance with locked keys
✔ Driver illness vehicle return benefit
✔ Caravan or trailer recovery (within policy limits)
*Benefits are subject to the terms, conditions and limits set out in the Policy Wording.
What's Covered
Both Taxi Breakdown Cover options assist if your taxi becomes immobilised following an insured breakdown. Cover includes roadside assistance for electrical or mechanical failures, as well as other insured incidents such as punctures, flat batteries, lack of fuel, lack of charge, misfuelling, fire, theft, attempted theft, vandalism and certain accidents.
If your vehicle cannot be repaired at the roadside, recovery and additional benefits are provided according to the level of cover you choose.
*The insured events above are summarised from the IPID. Full terms, conditions and eligibility requirements are contained within the Policy Wording.
Roadside Assistance
If your taxi suffers an insured breakdown, a recovery operator will attend and spend up to 60 minutes attempting to repair your vehicle at the roadside.
If the vehicle cannot be repaired during this time, recovery will be arranged according to your chosen level of cover.
Overnight Accommodation
If your taxi cannot be repaired immediately, the policy may contribute towards overnight accommodation instead of long-distance recovery.
The benefit includes:
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Up to £150 for one person, or
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£75 per person, up to a maximum of £500.
Nationwide Recovery
If your taxi cannot be repaired the same day, Nationwide Cover includes recovery to either your home address or your chosen onward destination within the territorial limits of the policy.
This benefit is included with both Taxi Breakdown Cover options offered by CoverMyMotor.
Locked Keys Assistance
If your keys are accidentally locked inside your taxi, a recovery operator will attend your location and attempt to retrieve them.
The policy covers the call-out costs for this assistance, helping you regain access to your vehicle and continue your journey, subject to your level of cover.
Home Start
Available with Nationwide Cover with Home Start.
Home Start allows you to request roadside assistance if your taxi breaks down at or within one mile of your home address.
Without Home Start, assistance is only available when the breakdown occurs more than one mile from your home.
Driver Illness or Injury
If you are unable to drive due to illness or injury, the policy may contribute up to £500 towards returning your taxi home.
This support helps arrange vehicle recovery when you cannot continue your journey, subject to the terms and conditions of your policy.
Alternative Travel
If your taxi cannot be repaired, the policy may contribute up to £250 towards alternative travel costs if you choose local repairs.
This helps you continue your journey while your vehicle is being repaired, subject to your policy terms.
Caravan or Trailer Recovery
If your taxi breaks down while towing a caravan or trailer up to 23 feet, it can also be recovered as part of the roadside assistance service.
This benefit helps ensure you are not left stranded and is available subject to the terms, conditions, and level of cover included in your policy.
Ready to Get Covered?
Choose the level of Taxi Breakdown Cover that's right for you and view our prices online today.
Who Is This Cover For?
Taxi Breakdown Cover is suitable for licensed taxi drivers who want reassurance that help is available if their vehicle suffers an unexpected breakdown while on the road.
It may be suitable if you:
✔ Drive a licensed public hire or private hire taxi.
✔ Rely on your vehicle for work and want to minimise disruption.
✔ Want roadside assistance and Nationwide Recovery if your taxi cannot be repaired.
✔ Would like the option of Home Start for added peace of mind.
✔ Want support with alternative travel and overnight accommodation following an eligible breakdown.
Important: If your vehicle is used for public hire or private hire, it must be recorded as a taxi on your policy schedule to be eligible for breakdown assistance.
Our Commitment to You
At CoverMyMotor, we are dedicated to providing our clients with the most comprehensive insurance solutions. We understand the complexities of motor insurance and strive to simplify the process for you. Our team is experienced and knowledgeable, ready to guide you through your insurance journey. We believe in transparency and will always keep you informed about your coverage options and benefits. Our goal is to ensure that you feel secure and protected while driving.
